10 Money Views Regarding Finances

What is your money view? Money is complex, and the mystique of money can be an ever-elusive subject that has fascinated people for centuries. It is a source of power, prestige, and security, but it can also be a source of stress, conflict, and anxiety, which is another another type of faceless enemy. Our views on money can have a profound impact on our financial behavior and affect our overall life.

This blog post will explore ten different ways of viewing money and how they can influence our financial behavior. We will also discuss the importance of your money view and by having a balanced view of money and can help achieve financial success. I have read that most successful people have adopted the “money as a maximizer” view, even if they were raised with a different perspective about money. Read on to find out what your view on money is.

Money View

1. Money as an Unknown

Money, despite being an integral part of our lives, often remains an unknown entity for many individuals. Its intricacies and nuances can be puzzling and overwhelming, leaving people feeling uncertain and insecure. It is not uncommon for individuals to lack a comprehensive understanding of financial concepts, such as budgeting, investing, or debt management. People with this view usually do not know how to make money work for them or how to retain the money once they have earned it. This lack of knowledge can contribute to anxiety and fear surrounding money, making it an elusive and mysterious force.

2. Mastering Money

Some people view money in a way that it must be mastered. They believe that the only way to achieve financial success is to work hard, constantly chasing the dollar, and earn as much money as possible. How many times have you heard or told a significant other you need or want something but you cant afford it. Or purchase something that’s not in the budget only to take on consumer debt to pay for it. This view can lead to a never-ending cycle of working just to pay bills, another day another dollar mentality, debt is constant, and stress that comes from such debt.

3. Money as a Monster

Others view money as a monster that can cause financial ruin and emotional distress. Financial pressure becomes so great it starts to consume ones thoughts or affects their health. They may have also had negative experiences with money in the past, such as bankruptcy or never ending debt, which has left them with a fear of money, angry, or even surrendering personal items. This fear can lead to avoidance of financial matters and possibly making poor financial decisions in the future.

4. Money as a Major

Some people view money as a major part of their lives. They believe that money is essential for happiness, success, and security, the old adage of keeping up with the neighbors. This view can lead to overemphasizing money and neglecting other important areas of life, such as relationships, health, and personal growth.Money will become an idol and you become so focused on making more by chasing the next get rich quick scheme or the next best thing on the market.

faceless enemy

5. Money as a Motivator

Others view money as a motivator that can help them achieve their goals or work harder for a raise at work. They believe that money can provide the resources and opportunities they need to live a fulfilling life. While this view can be a positive force, motivating people to work hard and achieve their goals, it can also create an unhealthy approaches in ways to make the next dollar, even at the expense of loved ones.

6. Manipulating Money

Some people view money as a tool that can be used to manipulate others and situations. They believe that money can be used to gain power, influence, and control. This view can be dangerous, as it can lead to unethical behavior and exploitation. Others may say money is evil and has no place in society that it is there just to hurt and cause evil. People who use this approach to money are usually never happy because they do not have enough power, their dreams are not achieved, and are lonley.

7. Money Minimizer

Others view money as when they have enough they become comfortable. Once you are in a comfort zone you stop chasing your dreams and goals. What were your dreams as a child, are you living the life you imagined as a kid or a younger version of yourself? One can become complacent and settle for mundane and never live the life of freedom. Exchanging time for money, helping others achieve their dreams.

8. Money Maximizer

Some people view money as a tool that can be used to maximize opportunities and experiences. They believe that money can be used to travel, learn new things, and enjoy life. This view can be a positive force, as it can motivate people to live their best lives. Using money for good can go along way such as helping others in need or using money to purchase assets not liabilities. They believe that money can be used to solve problems such as poverty, hunger, and disease. This view can be a positive force, living to your full potential. Adopting the principle of delayed gratification using the compounding nature of money to build a business and ones dreams.

9. Money as a Monument

Some people view money as a monument to their success. They believe that money is a symbol of their accomplishments and their worth as a person. This view can be dangerous, as it can lead to materialism and a focus on superficial things.This view is unhealthy and usually push those close to them away.

10. Money as a Menace

Some people view money as a menace to society. They believe money is the root of all evil and causes greed, corruption, and inequality. This view can be an opposing force, as it can lead to a distrust of money and a belief that it is impossible to achieve financial success.This view is usaully causes chaos, fights, a drain on their time and energy. The goal is usually trying to find away to spend more money.

Money View


Our money view can have a profound impact on our financial behavior and our overall life. It is essential to be aware of the different ways of viewing money and to choose a positive and empowering view. Everyone has a money mindset, and how much money you make depends on what your view of money is. T Harv Eker explains this concept in his book “Secrets of the Millionare Mind.” By having a balanced view of money, we can use it as a tool to achieve our goals and live a fulfilling life. So ask yourself the following questions: Which money view best represents you right now and why? Where did you learn or adapt this money view? How are you going to change your money view to a positive point of view?

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Here are some additional tips for developing a healthy relationship with money:

Learn about personal finance and financial planning.

Personal finance is the process of managing your money to meet your needs and goals. Financial planning is the process of setting financial goals and creating a plan to achieve them.

There are many resources available to help you learn about personal finance and financial planning. Books, articles, websites, and courses on these topics can be found. You can also talk to a financial advisor for personalized advice.

Set financial goals and create a budget.

Once you have learned about personal finance and financial planning, you can start setting financial goals. Your goals may include saving for a down payment on a house, paying off debt, or retiring early.

Once you have set your goals, you can create a budget. A budget is a plan for how you will spend your money. It will help you track your income and expenses and make sure that you are not spending more money than you earn.

Track your spending and make adjustments as needed.

Once you have created a budget, it is important to track your spending. This will help you see where your money is going and make adjustments to your budget as needed.

There are many ways to track your spending. You can use a budgeting app, a spreadsheet, or even just a notebook.

Avoid debt whenever possible.

Debt can be a major financial burden. It can make it difficult to save for your goals and can lead to financial stress. The goal is to acquire assets, not liabilities.

If you have debt, it is important to plan to pay it off as quickly as possible. Using a personal loan with a lower interest rate to consolidate debt is a possible alternative to paying off debt faster. There are also many resources available to help you manage your debt.

Invest for the future.

Investing is a great way to grow your money over time. Many different types of investments are available, so you can choose one that fits your risk tolerance and financial goals.

If you are new to investing, it is important to research and talk to a financial advisor before investing.

Be mindful of your spending and make wise financial decisions.

The best way to improve your financial health is to be mindful of your spending and make wise financial decisions. This means being aware of your needs and wants, setting financial goals, and creating a budget.

It also means being aware of the risks associated with debt and investing. By following these tips, you can develop a healthy relationship with money and achieve financial success.

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